System and methods for generating user interfaces for custom card design session

ABSTRACT

A transaction card customization system that includes a customer user interface that is generatable based on a customization parameter indicative of at least one of a customer context and a product context of the user interface. An administrative user interface is described that facilitates an administrative user establishing a consumer user interface based on a customer context and/or product context. In turn, a locator is generated that includes the customization parameter indicative of the customer context and/or product context. As such, upon a user utilizing the locator to navigate to a custom card design server, a payload including the customization parameter is received at the custom card design server and used to generate the customer user interface based on the indicated customer context and/or product context.

CROSS REFERENCE TO RELATED APPLICATION

This application claims a priority benefit to U.S. ProvisionalApplication No. 61/720,287 filed on Oct. 30, 2012 entitled “PAYMENT CARDE-COMMERCE SYSTEM,” the entirety of which is incorporated by referenceherein.

BACKGROUND

The use of transaction cards has become increasingly prevalent. Suchtransaction cards may take the form of credit cards, debit cards, giftcards, electronic gift vouchers, or other card forms that may generallybe used for value in a transaction. As the use of such cards hasincreased, so has the desire to provide customized transaction cards.

For instance, customization of transaction cards may be provided as aservice to a business that desires to provide custom branded transactioncards for use in the purchase of the business's goods or services. Inthis regard, the business may generate custom card designs fortransaction cards to be provided to end-user customers. Furthermore,customization may also be provided to individual end-user customers suchthat customers may have the option of customizing a transaction card. Ineither regard, the customization of such cards may provide the abilityto modify the nature of the card and/or to modify the physicalappearance of the card. As such, the ability to customize a card maydrive card sales to both businesses and end-user customers by enticingsuch card purchasers with the ability to customize cards.

In this regard, it may be appreciated that the ability to provide customcard designs may increase card sales for card producers, provideadvantages to businesses that desire to provide transaction card to thebusinesses' customers, and provide advantages to end-user customers. Assuch, it may be appreciated that the need to provide efficient, userfriendly card customization options exist as the user experience forboth businesses and customers may be affected by the manner in which auser is able to customize a card. Proposed systems have been developedto this end, such as the one described in U.S. Pat. No. 7,992,774, theentirety of which is incorporated by reference herein. However, as thepopularity of customized transaction cards continues to increase,further advancements related to systems for custom card design mayfurther enhance the sales opportunities for card producers andbusinesses, while further providing increased levels of customersatisfaction for those users that interface with the system.

SUMMARY

In view of the foregoing, the present disclosure includes embodiments ofsystems and methods related to customization of transaction cards.Specifically, the present disclosure provides a discussion ofembodiments for customization of transaction cards that allows for anefficient, user friendly card customization experience for bothadministrative users of the custom card design system and for end-users(e.g., consumers) of the custom card design system. As such, utilizationof the embodiments described herein may facilitate improvedcustomization of transaction cards, thus supporting the continuallyincreasing demand for custom card solutions at a business-to-businessand/or business-to-consumer level.

Specifically, the present disclosure may include embodiments of a customcard design system that facilitates a custom card design user interfaceto be generated by an administrative user in a manner that allows forrapid development and changes to user interfaces (e.g., such that customcard design user interfaces may be generated by a single custom carddesign system for a plurality of entities and/or a plurality ofconsumers a variety of locations throughout the world). As such,embodiments of custom card design systems discussed herein mayfacilitate functionality that allows an administrative user (e.g., abusiness, retailer, financial institution, service providerorganization, card issuer, or the like) to access an administrative userinterface. Using the administrative user interface, the administrativeuser may be able to manage custom card design orders, workflows, carddesign approvals, and/or consumer user interfaces. In this regard, theadministrative user may develop and/or manage consumer user interfacesthat are to be provided to consumers to facilitate receipt ofcustomization inputs from the consumer related to the customization of atransaction card. In this regard, the administrative user may beoperable to establish one or more consumer user interfaces by selectingand/or providing customer contexts and/or product contexts to be used ingeneration of the consumer user interface.

For example, an administrative user may wish to create distinct consumeruser interfaces to be presented to customers of different businessesthat wish to provide customizable transaction cards to the businesses'customers and/or customers in different locations (e.g., customers indifferent countries). As such, rather than creating completely distinctand independent consumer user interfaces for each locale and/or eachbusiness, the custom card design system contemplated herein may allow anadministrative user to select from various contextual attributes for usein configuring at least one configurable element of a custom card designuser interface template to accommodate usage of the custom card designsystem with a variety of businesses and/or in a variety of globallocations.

In this regard, the custom card design user interface template may bemaintained by the custom card design system with at least one customercontext dependent configurable element and/or at least one productcontext dependent configurable element. In an embodiment, the customcard design user interface template may include both a customer contextdependent configurable element and a product context dependentconfigurable element, which may in at least some embodiments be the sameelement. That is, an element may be configurable based on both acustomer context and a product context. For each respective configurableelement, a plurality of contextual attributes may be stored that eachcorrespond to respective contexts that may be selected and/or customizedbased on an administrative users preference. That is, rather than haveto create such elements for each consumer user interface created, aspecific user interface may be developed by specifying a particularcontext for a consumer user interface, where the specified contextresults in generation of the user interface in accord with theparticular context desired by the administrative user. As such,different configurations of a consumer user interface may be efficientlymodified to create different consumer user interfaces associated withdifferent customer and/or product contexts.

In this regard, a custom card design user interface template may bestored along with different contextual attributes for correspondingconfigurable elements in the custom card design user interface template.Each of the different contextual attributes may be selectable by theadministrative user. In turn, a contextual parameter that governs theconfiguration of the template (e.g., a contextual parameter that isindicative of at least one customer context and/or at least one productcontext) may be provided. The contextual parameter may be included in alocator that may be provided to a user to direct a user to a custom carddesign server. The locator, when utilized by a user to navigate to thecustom card design server may result in a payload being delivered to thecustom card design server, wherein the payload at least includes thecontextual parameter. In turn, the customization parameter may indicateto the custom card design server particular contextual attributes to beused to configure a consumer user interface that is delivered to a user.In turn, the consumer user interface may be operable to receive userinputs regarding customization of a card that may be fulfilled. Thus,when a user navigates to a custom card design server using the locator,the generic custom card design user interface template may be configuredin accord with the contextual parameter associated with the locator togenerate the consumer user interface with the contextual attributesspecified by the administrative user to collect customization inputsfrom the user.

Accordingly, a first aspect includes a method for generating a customcard design user interface for a custom card design session. The methodincludes maintaining a custom card design session interface template ata custom card design server comprising at least one configurableelement. The custom card design session interface template supportsfunctionality for generating a custom card design by user interactiontherewith. For example, the custom card design session interfacetemplate may facilitate the receipt of customization inputs from a userthat may include, for example, upload of an image for inclusion on acustom card, modification or manipulation of an image provided on acustom card, inclusion of customized text or the like on a custom card,or the like. The method further includes correlating the at least oneconfigurable element to a plurality of preconfigured selectablecontextual attributes stored at the custom card design server that eachuniquely configure the configurable element in corresponding relativerelation to at least one of a customer context or a product context ofthe custom card design session. In turn, the method includes receiving,from a user computing device, a contextual parameter that is at leastpartially determinative of the customer context and the product contextof the customer card design session. Accordingly, the method furtherincludes selecting a selected one of the plurality of preconfiguredselectable contextual attributes at least partially based on thecontextual parameter and generating the custom card design userinterface for accepting user inputs relative to the functionality forgenerating a custom card design by configuring the at least oneconfigurable element of the custom card design session interfacetemplate at least partially based on the selected contextual attribute.

A number of feature refinements and additional features are applicableto the first aspect. These feature refinements and additional featuresmay be used individually or in any combination. As such, each of thefollowing features that will be discussed may be, but are not requiredto be, used with any other feature or combination of features of thefirst aspect.

For instance, in an embodiment the contextual parameter may at leastpartially be based on a location from which the user is redirected priorto accessing the customer card design session. In this regard, thecontextual parameter may be included in a URL generated in response to auser clicking on a link at a customers web page. As such, the locationfrom which the user is redirected is the customers web page. In anembodiment, the URL may be an encrypted URL. That is, features (e.g.,contexts or the like) of the custom card design user interface may notbe discernible from the URL without decryption thereof.

In an embodiment, the at least one configurable element may include atleast one of a locale element, a language element, and a currencyelement. For example, the plurality of preconfigured selectablecontextual attributes correlated with the locale element may be selectedfrom a group consisting of a configuration of the date and time entryformat of the custom card design user interface, a configuration of thepostal address entry format of the custom card design user interface, aconfiguration of the currency format of the custom card design userinterface, a configuration of the language format of the custom carddesign user interface, or a combination thereof. In an embodiment, theplurality of preconfigured selectable contextual attributes correlatedto the language element may each correspond to the language element asrepresented in a plurality of different respective languages. As such,the language may be selected at least partially based on thecustomization parameter. As such, each language element may correspondto at least one subject word, and a mapping may be maintained to the atleast one subject word represented in the plurality of languages. Theplurality of preconfigured selectable contextual attributes correlatedto the currency element may each correspond to different respectivecurrency formats. In this regard, the locale element, language element,and/or currency element may be selected to specify a custom card designuser interface that may be suited for presentation to a group ofcustomers. For example, the locale element, language element, and/orcurrency element may be tailored to specific conventions accustomed toby a group of users. As such, the locale element may at least partiallybased on a country in which a user is located. In this regard, thecountry in which the user is located may be determinable from thecustomization parameter.

A second aspect includes a method for configuration of a custom carddesign session. The method includes maintaining a custom card designsession interface template that is configurable at least with respect toa customer context and a product context. The custom card design sessioninterface template includes at least one customer context dependentconfigurable element that is independent of at least one product contextdependent configurable element. In turn, the method may include firststoring a plurality of customer contextual attributes for the at leastone customer context dependent configurable element of the custom carddesign session interface template, where each customer contextualattribute corresponds to a corresponding one of a plurality of customercontexts. The method may also include second storing a plurality ofproduct contextual attributes for the at least one product contextdependent configurable element of the custom card design sessioninterface template, wherein each product contextual attributecorresponds to a corresponding one of a plurality of product contexts.As such, the method may further include receiving a configurationparameter that is indicative of a customer context and a productcontext. In turn, the method includes first selecting a selected one ofthe plurality of customer contextual attributes at least partially basedon the customer context and second selecting a selected one of theplurality of product contextual attributes at least partially based onthe product context. As such, the method further includes generating acustom card design session by configuring the custom card design sessioninterface template. In the generating, the at least one customer contextdependent configurable element is configured at least partially based onthe selected one of the plurality of customer contextual attributes andthe at least one product context dependent configurable element isconfigured at least partially based on the selected one of the pluralityof product contextual attributes.

A number of feature refinements and additional features are applicableto the second aspect. These feature refinements and additional featuresmay be used individually or in any combination. As such, each of thefollowing features that will be discussed or any of the foregoingfeatures described in relation to the first aspect may be, but are notrequired to be, used with any other feature or combination of featuresof the second aspect.

For example, the customer context may be used to select a customerconfiguration from a customer hierarchical organization of the pluralityof customer configurations. As such, the method may include creating anew customer configuration. The new customer configuration may inheritattributes of a parent customer configuration of the customerhierarchical organization. Furthermore, the method may include modifyingthe at least one customer context dependent configurable element of thenew customer configuration from the parent customer configuration. Insome embodiments, the modifying may create a child customerconfiguration of the parent customer configuration in the customerhierarchical organization.

In a similar regard, the product context may be used to select a productconfiguration from a product hierarchical organization of the pluralityof product configurations. As such, the method may include creating anew product configuration, wherein the new product configurationinherits attributes of a parent product configuration of the producthierarchical organization. Furthermore, the method may include modifyingthe at least one product context dependent configurable element of thenew product configuration from the parent product configuration. In someembodiments, the modifying may create a child product configuration ofthe parent product configuration in the product hierarchicalorganization.

In an embodiment, the at least one customer context dependentconfigurable element may include at least one of a locale element, alanguage element, or a currency element (e.g., as described above inrelation to the first aspect). Furthermore, the at least one productcontext dependent configurable element may include at least one of aproduct listing, a product customization menu, or a product deliveryoption.

A third aspect includes a system for use in configuration of a customercard design session. The system includes a custom card design serverthat maintains a custom card design session interface template thatsupports functionality for generating a custom card design by userinteraction therewith. The custom card design server stores a pluralityof preconfigured selectable contextual attributes that each uniquelyconfigure a configurable element of the custom card design sessioninterface template in corresponding relative relation to at least one ofa customer context or a product context of the custom card designsession. The system further includes a communication module in operativecommunication with a user computing device to receive a contextualparameter that is at least partially determinative of the customercontext and the product context of the custom card design session. Thesystem also includes a custom card design user interface configurationmodule operable to configure the at least one configurable element ofthe custom card design user interface based at least in part on thecontextual parameter. The custom card design user interfaceconfiguration module is operable to send the custom card design userinterface comprising the configured configurable element to the usercomputing device.

A number of feature refinements and additional features are applicableto the third aspect. These feature refinements and additional featuresmay be used individually or in any combination. As such, each of thefollowing features that will be discussed or any of the foregoingfeatures described in relation to either of the first or second aspectsmay be, but are not required to be, used with any other feature orcombination of features of the third aspect.

A fourth aspect includes a method for use of a custom card designsystem. The method includes providing an administrative interface of thecustom card design system for receipt of at least one sessionconfiguration parameter from an administrative user of the custom carddesign system related to a customer context and a product context of acustom card design user interface associated with the administrativeuser. The method further includes initiating a custom card designsession of the custom card design system having the custom card designuser interface that supports functionality for generating a custom carddesign by a user. The custom card design user interface is at leastpartially based on the customer context and the product context definedby the at least one session configuration parameter.

A number of feature refinements and additional features are applicableto the fourth aspect. These feature refinements and additional featuresmay be used individually or in any combination. As such, each of thefollowing features that will be discussed or any of the foregoingfeatures described in relation to the first, second, or third aspectsmay be, but are not required to be, used with any other feature orcombination of features of the fourth aspect.

For example, in an embodiment, the administrative interface may beoperable to generate a locator for directing the user to the custom carddesign system. In this regard, the locator may include a contextualparameter indicative of the customer context and the product contextused to generate the custom card design session. In an embodiment, theinitiating operation may occur in response to the user being redirectedusing the locator.

In an embodiment, the product context may include a selection of atleast one of a plurality of card fulfillment mechanisms. For instance,the plurality of card fulfillment mechanisms may at least includephysical delivery of a physical card corresponding to the custom carddesign generated by the user and electronic delivery of an electronicrepresentation corresponding to the custom card design generated by theuser. Examples of electronic delivery may include, but are not limitedto, delivery via SMS, email, by way of one or more social networks, viaa wireless communication (e.g., Bluetooth, Wi-Fi, RFID, etc.), or thelike. As such, the at least one session configuration parameter mayinclude a selection of at least two of the plurality of card fulfillmentmechanisms (e.g., by an administrative user) for inclusion in the customcard design user interface for selection by the user (e.g., the consumeruser) with respect to the custom card design generated by the user. Inan embodiment, at least a portion of the functionality for generating acustom card design by a user may be identical for any of the at leasttwo of the plurality of card fulfillment mechanism. Thus, for example,customization of the appearance of the card may be the same for the userregardless of whether the card is to be physically delivered orelectronically delivered.

In an embodiment, the customer context may include a selection of atleast one configurable display element associated with an appearance ofthe custom card design session. For example, the at least oneconfigurable display element may include a branding element and/or abackground image that may correspond to the customer context of thecustom card design user interface.

In an embodiment, for at least one of the customer context or theproduct context, the administrative interface comprises a hierarchicalorganization of contexts. The hierarchical organization of contexts maybe modifiable. For instance, a default selection of the customer contextand the product context is based at least in part on a parentconfiguration in the hierarchical organization of contexts.

A fifth aspect includes a method for configuration of a custom carddesign session. The method includes maintaining a custom card designsession interface template that is configurable at least with respect toa customer context and a product context. The custom card design sessioninterface template includes at least one customer context dependentconfigurable element that is independent of at least one product contextdependent configurable element. The method may include first storing aplurality of customer contextual attributes for the at least onecustomer context dependent configurable element of the custom carddesign session interface template and second storing a plurality ofproduct contextual attributes for the at least one product contextdependent configurable element of the custom card design sessioninterface template. In this regard, each customer contextual attributecorresponds to a corresponding one of a plurality of customer contexts.Additionally, each product contextual attribute corresponds to acorresponding one of a plurality of card fulfillment mechanisms. Themethod further includes receiving a configuration parameter that isindicative of a customer context and a product context. The methodfurther includes first selecting a selected one of the plurality ofcustomer contextual attributes at least partially based on the customercontext and second selecting at least one of the plurality of productcontextual attributes at least partially based on the product context.In turn, the method further includes generating a custom card designsession by configuring the custom card design session interfacetemplate. In the generating operation, the at least one customer contextdependent configurable element is configured at least partially based onthe selected one of the plurality of customer contextual attributes andthe at least one product context dependent configurable element isconfigured at least partially based on the selected at least one of theplurality of product contextual attributes.

A number of feature refinements and additional features are applicableto the fifth aspect. These feature refinements and additional featuresmay be used individually or in any combination. As such, each of thefollowing features that will be discussed or any of the foregoingfeatures described in relation to the first, second, third, or fourthaspects may be, but are not required to be, used with any other featureor combination of features of the second aspect.

For example, at least one of the plurality of product contextualattributes may include a selection of at least one of a plurality ofcard fulfillment mechanisms by the administrative user. The plurality ofcard fulfillment mechanisms may at least include physical delivery of aphysical card corresponding to the custom card design generated by theuser and electronic delivery of an electronic representationcorresponding to the custom card design generated by the user. The atleast one of the plurality of product contextual attributes includes aselection of at least two of the plurality of card fulfillment mechanismfor inclusion in the custom card design user interface for selection bythe user with respect to the custom card design generated by the user.That is, an administrative user may select two or more fulfillmentmechanisms (e.g., electronic delivery and physical delivery) to bepresented to the consumer user in the consumer user interface. The usermay then select from the fulfillment mechanism options presented forfulfillment of the card (e.g., the consumer user may select electronicdelivery, physical delivery, or both).

BRIEF DESCRIPTION OF THE DRAWINGS

FIG. 1 is a schematic view of an embodiment of a card customizationsystem.

FIG. 2 is a schematic view of an embodiment of a memory of the cardcustomization system of FIG. 1.

FIG. 3 is a flow chart depicting an embodiment of a method for cardcustomization.

FIG. 4 is a schematic view of an embodiment of a custom card designsession interface template having configurable elements that areconfigurable based on a preconfigured customer or product context.

FIGS. 5 and 6 are screen shots of embodiments of a customer userinterfaces with different respective configured configurable elementsbased on at least different respective customer contexts of the customcard design session interface template of FIG. 4.

FIG. 7 is a screen shot of an embodiment of a customer user interfacetemplate with configured configurable elements based on at leastdifferent respective product context of the customer interface templateof FIG. 5.

FIG. 8 is a screen shot of an embodiment of another embodiment of acustom card design session interface template with configurableelements.

FIGS. 9 and 10 are screen shots of embodiments of a customer userinterfaces with different respective configured configurable elementsbased on at least different respective customer contexts and productcontexts of the custom card design session interface template of FIG. 8.

FIG. 11 is a schematic view of an embodiment of a configurationhierarchy for use in generation of customer contexts and productcontexts of a custom card design session interface template.

FIGS. 12-20 are screen shots of an embodiment of an administrative userinterface for use in generation of a custom card design consumer userinterface based on at least one customer context and at least oneproduct context.

DETAILED DESCRIPTION

While the invention is susceptible to various modifications andalternative forms, specific embodiments thereof have been shown by wayof example in the drawings and are herein described in detail. It shouldbe understood, however, that it is not intended to limit the inventionto the particular form disclosed, but rather, the invention is to coverall modifications, equivalents, and alternatives falling within thescope of the invention as defined by the claims.

With reference to FIG. 1, an embodiment of a custom card design system100 is shown. The custom card design system may include a custom carddesign server 110. The custom card design server 110 may include aprocessor 112 that is operable to control operation of the custom carddesign server 110. The custom card design server 110 may also include aweb service interface 114. The web service interface 114 may providesystem messaging capabilities to users of the customer card designsystem 100 as will be described in greater detail below. In short, theweb service interface 114 may provide access to an administration userinterface 116 and/or a consumer user interface 118. The respective userinterfaces 116 and 118 may each facilitate different respectivefunctionality of the custom card design server 110. For example, theadministrative user interface 116 may allow an administrative user 120the ability to configure a consumer user interface 118 accessible by aconsumer user 130, wherein the configuration is by way of customercontexts and/or product contexts defined in the administrative userinterface 116 by the administrative user 120.

In this regard, the custom card design system 100 may include one ormore types of administrative users 120 and one or more consumer users130. As shown the administrative users 120 may include card issuers 122,service provider organizations 124, financial institutions 126, or otherappropriate administrative users 128. The administrative user(s) 120 mayaccess the administrative user interface 116 of the custom card designserver 110 by way of the web service interface 114 to facilitateadministrative tasks of the custom card design server 110 as will bedescribed in greater detail below.

For instance, the administrative user interface 116 may allowadministrative users 120 the option to establish or select customercontexts and product contexts that may drive the appearance and/orfunctionality of the customer user interface 118. The consumer userinterface 118 corresponding to the customer contexts and/or productcontexts established or selected by the administrative user 120 may beassociated with a contextual parameter that is indicative of thecustomer context and/or product context. In this regard, consumer users130 may be provided a consumer user interface 118 in a custom carddesign session based on the contextual parameter, which may be receivedby the custom card design server 110 when the consumer user 130 requeststhe consumer user interface 118. In the custom card design session, theconsumer user interface 118 may be generated in part based on thecustomer and/or product contexts indicated by the contextual parameterreceived when the consumer user 130 navigates to the custom card designserver 110. In turn, the consumer user 130 may be operable to create acustomized card design using the customer user interface 118 that may beprovided to a fulfillment processor 140 for fulfillment of thecustomized card that may in turn be provided to the consumer user 130and/or a third party recipient (not shown in FIG. 1).

The custom card design server 110 may also include a memory 150. Thememory 150 may include a non-transitory computer readable medium thatstores instructions executable by the processor 112 to control theoperation of the system 100 as described herein. Additionally and withfurther reference to FIG. 2, the memory 150 may store at least one userinterface template 152. The user interface template 152 may include atleast one customer context dependent configurable element 154 and/or atleast one product context dependent configurable element 156. The memory150 may also include customer contextual attributes 158 that are storedin corresponding relation to the at least one customer context dependentconfigurable element 154. As may be appreciated in FIG. 2, each of theconfigurable elements 154 and 156 may have a plurality of contextualattributes 158 or 160, respectively, that may be used to configure theconfigurable element 154 or 156. In this regard, each of the customercontextual attributes 158 may each correspond with a different customercontext. The contextual attributes 158 and 160 may be generated by anadministrative user 120 and/or may include content (e.g., images, text,etc.) received from an administrative user 120.

As such, for different respective customer contexts, one of the customercontextual attributes 158 may be used to configure the customer contextdependent configurable element 154 to product a consumer user interface118. Similarly, the memory 150 may also include product contextualattributes 160 that are stored in corresponding relation to the at leastone product context dependent configurable element 156. Each of theproduct contextual attributes 160 may each correspond with a differentproduct context. As such, for different respective product contexts, oneof the product contextual attributes 160 may be used to configure theproduct context dependent configurable element 156 to product a consumeruser interface 118. The configuration of a consumer user interface 118by way of configuring at least one customer context dependentconfigurable element 154 and/or at least one product context dependentconfigurable element 156 to generate a consumer user interface 118associated with a correspond customer context and/or product contextwill be discussed in greater detail below in relation to FIGS. 4-10. Anembodiment of an administrative user interface 116 that allows customercontextual attributes 158 and/or product contextual attributes 160 to beselected, established, and/or provided is described below in relation toFIGS. 12-20.

With further reference to FIG. 3, a method 200 of operation of thecustom card design system 100 is shown. As such, in the description ofthe method 200 of FIG. 3, reference will be made to the components ofthe system 100 shown in FIGS. 1 and 2. However, it may be appreciatedthat the method 200 may also be carried out with respect to systems thatvary with respect to the system 100. Accordingly, references to thesystem 100 are for explanatory purposes only.

The method 200 may include accessing 202 the administrative userinterface 116 by an administrative user 120. In this regard, theadministrative user 120 may establish 204 a consumer user interface 118that includes one or more customer contexts and/or one or more productcontexts. It may be appreciated that the establishing 204 may includeselection of a customer contextual attribute 158 and/or a productcontextual attribute 160 from preconfigured contextual attributes and/orthe establishing 204 may include providing an attribute forconfiguration of a configurable element 154 or 156 (e.g., uploading animage such as a logo, background, or the like).

As referenced above, the establishing 204 of the contexts of theconsumer user interface 118 may drive the appearance and/orfunctionality of the consumer user interface 118 that may be presentedto a consumer user 130 of the system 100. In this regard, anadministrative user 120 may select an associated contextual attribute158 and/or 160 for one or more configurable elements 154 and/or 156 of acustom card design user interface template 152. Accordingly, customercontextual attributes 158 may include, for example, the selection and/orprovision of images, themes, formatting instructions, colorcombinations, and the like, by the administrative user 120 for use indetermining the look-and-feel, functionality, and/or formatting of aconsumer user interface 118. Specifically, examples of customercontextual attributes 158 may include but are not limited to selectionof contextual attributes related to locale elements, language elements,and currency elements for a resulting consumer user interface 118 thatwill be described in greater detail below. Other examples of customercontextual attributes 158 include different images and/or templates usedto affect the visual appearance of the customer user interface 118.Other customer contextual attributes 158 may include, for example, otherselectable attributes such as the font, font size, font color, time anddate conventions, available image libraries, card template designs, cardcustomization options (e.g., zooming, panning, resizing, rotation,etc.), or the like. Further still, product contextual attributes 160including, for example, product types, available product fulfillmentmechanisms, product packaging options, shopping cart options, ordervalue options, order quantity options, and the like may also beselectable by an administrative user 120.

In turn, the selections of an administrative user 120 regarding theproduct contexts and/or customer contexts may be associated to acontextual parameter. The contextual parameter may be indicative of thecustomer contextual attributes 158 and product contextual attributes 160established and/or selected by the administrative user 120. As such, thecontextual parameter may be received by the custom card design server110 (e.g., as will be described in greater detail below) used toretrieve the appropriate customer contextual attributes 158 and/orproduct contextual attributes 160 to generate a consumer user interface118 having the appropriate customer contexts and product contexts asdefined by the administrative user 120.

In any regard, the method 200 may also include creating 206 a locatorrelated to the consumer user interface 118 that was established 204 bythe administrative user 120. In this regard, the locator may be operableto direct a consumer user 130 to the custom card design server 110 andmay include the contextual parameter (e.g., as part of a payload that isdelivered to the custom card design server 110 when a user navigates tothe server 110). In any regard, because the contextual parameter may beprovided to the server 110 when a consumer user 130 uses the locator tonavigate to the custom card design server 110, the consumer user 130 maybe provided with the configured consumer user interface 118 that wasestablished 204 by the administrative user 120 corresponding to thedelivered contextual parameter. That is, the contextual parameterincluded in the locator may be indicative of the customer context(s)and/or product context(s) associated with the consumer user interface118 such that the custom card design server 110 may generate theappropriate consumer user interface 118 based on the contextualparameter received. In an example, the locator may be uniform resourcelocator (URL) that facilitates access to the consumer user interface 118of the consumer card design server 110. In a specific embodiment, thelocator may be an encrypted URL that prevents decrypting the URLprovided to determine attributes of the resulting consumer userinterface 118. That is, the URL may not be used outside of the customcard design server 110 to determine aspects of the consumer userinterface 118 based on the encryption of the URL that serves as thelocator.

As noted above, the locator may be provided 208 to a customer tofacilitate access to a consumer user interface 118 by the consumer user130 at the custom card design server 110. For instance, the locator maybe provided as a hyperlink on a web page (e.g., a web page maintained byan administrative user 120, a customer of the administrative user 120,or another entity). As an example, a retailer that wishes to sellcustomizable transaction cards may provide a hyperlink including alocator on a web page that is accessible by consumer users 130.Accordingly, upon selection of the hyperlink by the consumer user 130,the consumer user 130 may be redirected 210 from the web page of theretailer to a consumer user interface 118 at the custom card designserver 110 that is configured in accord with customer contexts and/orproduct contexts specified by the retailer through the administrativeuser interface 116. In connection with the redirection 210 of theconsumer user 130 to the consumer user interface 118, the method 200 mayalso include delivery 212 of a payload. The payload may be embedded inthe locator or otherwise provided to the custom card design server 110.The payload may include the contextual parameter that may be indicativeof the customer context(s) and/or product context(s) for the consumeruser interface 118 to be presented to the consumer user 130 onceredirected 210 by the locator. As such, upon receipt of the payload atthe consumer card design server 110, the method 200 may includegeneration 214 of the consumer user interface 118 based on the contextsestablished 204 by the administrative user 120 as indicated by thecontextual parameter.

As may be appreciated, different locators may be provided to differentcustomers (e.g., different retailers) that each correspond to uniquerespective customer and/or product contexts. As such, a first retailermay generate one or more customer user interfaces 118 based on a firstcustomer context (e.g., including backgrounds, branding elements, andother configurable options in accord with the selections of the firstretailer). A second retailer may generate one or more customer userinterfaces 118 based on a second customer context (e.g., includingbackgrounds, branding elements, and other configurable options in accordwith the selections of the first retailer). In turn, each retailer mayprovide unique locators associated with the respective customer contextson each retailers respective web site. As such, when consumers selectthe locators at each respective retailers website, the consumers may bedirected to the custom card design server 110. However, the custom carddesign server 110 may generate and deliver different customer userinterfaces 118 to consumer users being redirected from each respectiveretailers site based on the different customer contexts and/or productcontexts as indicated by the locators for each respective retailer.

Furthermore, a single retailer may provide different locatorscorresponding to different customer contexts and/or product contexts ondifferent websites based on different desired contexts for the userswhom use the website. As an example, a large retailer may providedifferent contexts to users in different locales (e.g., differentcountries). Accordingly, a user of a retailer site in, for example,Norway, may be provided with a different locator than a user of the sameretailer site in, for example, the United Kingdom. Thus, the customercontexts for each of the users in the different locales may differ.

In turn, the method 200 may include accepting 216 customization inputsfrom the consumer user 130 by way of the consumer user interface 118related to customization of a card design. The accepting 216 may includeallowing the user to select the product type, packaging type,customization options (e.g., for the product and/or packaging), inputcustom text, upload images to be included on a card (e.g., as a logo ora card background), etc. Once the consumer user 130 has completed thecustomized card design in the design session using the consumer userinterface 130, the custom card design may be provided to the fulfillmentprocessor 140 for fulfillment 218 of the card. As will be described ingreater detail below, the fulfillment 218 of the card may be provided ina plurality of fulfillment mechanisms (e.g., by way of electronicdelivery or physical delivery of the card).

Turning to FIG. 4, an embodiment of a custom card design sessioninterface template 300 is shown. The custom card design sessioninterface template 300 may include one or more configurable elements(e.g., elements 302-312). The configurable elements 302-312 may each beconfigurable based on at least one of a customer context and/or aproduct context as described above. In this regard, for eachconfigurable element, a plurality of contextual attributes 158 and/or160 may be stored by the custom card design server 110. The contextualattributes 158 and/or 160 may be selectable based on, for example,selection of a locale from a plurality of available locales, selectionof a language from a plurality of stored languages, selection of acurrency from a plurality of currencies, etc., or may be provided by anadministrative user 120 (e.g., a provided image or the like).Specifically, the template 300 may include a background element 302. Thetemplate 300 may also include a branding element 304. The template 300may further include a terms and conditions element 306. Additionally,the template 300 may include a language selection element 308. Thetemplate 300 may also include a customer dependent configurable element310 and a product context dependent configurable element 312.

Furthering the example of FIG. 4, FIGS. 5 and 6 each include examples ofconfigured customer user interfaces 300 a and 300 b that each correspondto the custom card design session interface template 300, albeit with atleast different respective customer contexts such that at least some ofthe configurable elements of the template 300 are configured indifferent manners with respect to the interfaces 300 a and 300 b,respectively. For instance, as may be appreciated in FIG. 5, a firstcustomer context associated with the consumer user interface 300 a maydictate the configuration of a background element 302 a as shown basedon a customization parameter that indicates the customer context of theinterface 300 a (e.g., the customer context may be associated with thebackground element 302 a provided and stored at the server 110). Withfurther reference to FIG. 6, a background element 302 b different thanbackground element 302 a may be provided for template 300 b, which has adifferent customer context. That is, background element 302 b may beassociated with the customer context associated with interface 300 b.Accordingly, the differing customer contexts of interfaces 300 a and 300b result in the background element 300 being configured differently forinterfaces 300 a and 300 b as shown.

In the specific examples shown, the interface 300 a is in the context ofan “Acme, Inc.” branded site while the interface 300 b is in the contextof a “BETA, CO.” branded site. As such, for the customer contextassociated with interface 300 a, the branding element 304 a may be alogo associated with the customer context for the interface 300 a (i.e.,an Acme, Inc. logo that was provided by an administrative user 120associated with Acme, Inc. through an administrative user interface116). Similarly, the branding element 304 b (i.e., a BETA, CO logo thatwas provided by an administrative user 120 associated with BETA, CO.through an administrative user interface 116) may be a different logoassociated with the customer context for interface 300 b. That is, thecustom card design server 110 may store both logo 304 a and 304 b thatare each associated with different corresponding customer contexts ofthe configurable branding element 304 of the template 300. As such, uponreceipt of an indication that a design session is to be generated basedon a customer context associated with Acme, Inc. (e.g., upon redirectionof a consumer user 130 from the Acme, Inc. website using a locator thatincludes an indication of the customer context associated with Acme,Inc.) the logo 304 a may be used to configure the configurable brandingelement 304, while logo 304 b may be used to configure the configurablebranding element 304 upon receipt of an indication that a design sessionis to be generated on a customer context associated with BETA, CO.(e.g., upon redirection of a consumer user 130 from the BETA, CO.website using a locator that includes an indication of the customercontext associated with BETA, CO.). As such, the configurable backgroundelement 302 and the configurable branding element 304 may be examples ofconfigurable elements that are configurable based on a consumer contextof the session. Other examples include a terms and conditionsconfigurable element 306 and customer context dependent configurableelement 310, which will be described in greater detail below.

Further still, configurable elements that are configurable based on aproduct context may also be provided. For instance, product contextdependent configurable element 312 may be configurable based on aproduct context of the session that may be established by anadministrative user 120.

With further reference to FIG. 7 and as may be appreciated upon reviewof product context dependent configured elements 312 a and 312 c, it maybe appreciated that the configured product context dependentconfigurable elements 312 a and 312 c may differ based on differingproduct contexts defined for user interface 300 a and 300 c,respectively. Furthermore, it may be appreciate upon review of FIG. 7 inview of FIG. 5 that a different product context may be provided to alterthe product context dependent configurable element 312 based upondiffering product contexts while maintaining the customer context forthe user interface. That is, user interface 300 c may differ from userinterface 300 a in that certain ones of the configurable elements may bechanged in view of differing product contexts for the user interface 300c while maintaining certain customer context dependent attributes thesame. Specifically as illustrated, configurable elements 302 a -308 amay remain constant for interface 300 c while configurable element 312 cmay be altered based on a different product context for interface 300 c.Specifically, the product context associated with interface 300 a mayinclude Products A-F, whereas the product context for the interface 300c may include Products E, Product G, and Product H. In this regard, notethat some products may be offered in both product contexts, such thatdiffering product contexts do not per se require mutually exclusiveproducts to be offered to the consumer user 130. In any regard, thecustomer context and product context may be provided independently suchthat upon establishment of a customer context, different productcontexts may also be defined to alter a subset of the configurableelements without affecting the customer context dependent elements.

With further reference to FIG. 8, a second page of a custom card designuser interface template 350 is shown. As may be appreciated, certainconfigurable elements may carry over from the first page of the customcard design user interface template 300. For example, the brandingelement 304, terms and conditions element 306, background image element302, and language selection element 308. may all carry over to thesecond page of the template 350. As such, a consistent user experiencemay be provided when navigating the custom card design session as atleast some of the customer context dependent configurable elements maybe the same for the first page of the template 300 and the second pageof the template 350. The second page of the template 350 mayadditionally include configurable elements 314-324.

With further reference to FIGS. 9 and 10, which depict customerinterfaces 350 a and 350 b both based on the second page of the template350, it may be appreciated that configurable elements 316-324 may differwith respect to different contexts provided for the interfaces 350 a and350 b. For instance, elements 316-322 may depend upon a product contextand/or a customer contest. For example, at least some of theconfigurable elements (e.g., any of the configurable elements previouslydescribed), may be provided with contexts associated with differentlocales, languages, and/or currencies. By way of specific example, anadministrative user 120 may desire to provide customers in differentlocations (e.g., different countries) the opportunity to engage with thecustom card design server 110 to generate a custom card design.Traditional approaches may require the administrative user 120 to buildcustom card design interfaces tailored to each country that is mindfulof differences based on differing locales. For instance, based ondifferent postal systems in different locations, the fields in a billingaddress and/or shipping address may differ. Furthermore, changes inlocales may provide further differences that should be accommodated forsuch as different number representations (e.g., differing use ofpunctuations such as comma and period delimiters in numerical values,etc.).

In this regard, by way of use of the custom card design interfacetemplate 300/350, an administrative user 120 may simply specify acustomer context that indicates a local for the user interface to begenerated based on the template. As such, a plurality of differentcontextual attributes associated with different locales may be providedfor use in configuring one or more of the configurable elements in thetemplate 300/350. By way of specific example, the element may be basedon a first customer context associated with a first locale. Forinstance, it may be appreciated that element 322 a includes a dateformat in the form of (YY/MM/DD), which may be the convention in thelocale associated with the customer context of interface 350 a. However,the date format in element 322 b includes a date format in the form of(MM/DD/YY) associated with a different customer context than that ofinterface 350 a. In this regard, the differing customer contexts betweeninterface 350 a and 350 b may result in differences related to localeconventions. The date format is simply an example of potentialdifferences that could include differences in any other format,convention, or the like including, for example, different number formatconventions, different time conventions, or the like.

Additional specific configurable elements may be provided. For instance,certain elements may comprise configurable language elements may beprovided in the template 300/350. For instance, the element 314 may be alanguage element. In this regard, rather than maintaining multipleconsumer user interfaces, one for each language to be provided, element314 may include key words and/or phrases that are mapped to differentlanguages. For instance, in element 314 a, key words may be provided,which in the English language are shown as represented in FIG. 9. Eachof these key words may actually be placeholders that are mapped tocorresponding phrases in different languages. As such, for the userinterface 350 a, the customer context for the user interface 300 a mayinclude a language element corresponding to the English language. Thelanguage may be selectable (e.g., by way of language selection element308). As may further be appreciated in FIG. 10, element 314 b mayinclude text in the Swedish language. However, rather than having toprovide the content of element 314 in both languages, the administrativeuser 120 may simply choose to provide a mapping to the respectiveSwedish and English language elements. In turn, the selection of themapping of the language may be indicated by a customer context of thepage or may be modified by the language selection element 308.

Further still, currency options may be provided for differentconfigurable elements. As such, one or more of the configurable elementsmay be currency elements. For example, based on a selected contextualattribute by the administrative user 120, a currency element may beconfigured in accord with different currencies (e.g., US dollars, UKPounds Sterling, Euros, etc.). As a specific example, element 316 apresents value amounts in terms of Swedish krona. In contrast, element316 b may present value amounts in terms of US Dollars. Again, ratherthan having to reconstruct those elements requiring use of currencies,each option for different currencies may be provided as mappedcontextual attributes that are simply selected by the administrativeuser 120 when constructing the consumer user interface 118 based on thetemplate 300/350.

Further still, product contextual attributes 160 may be stored that areused to configure product context dependent configurable elements 156.For instance, with reference to product context dependent configurableelement 312 of the first page of the template 300, at least one ofProducts A-F in element 312 a may correspond to a first productcontextual attribute associated with an e-gift card (i.e., anelectronically delivered representation of a customized card design). Inturn, such a product context may be used to configure the productcontext dependent configuration element 312 a in the consumer userinterface 300 a shown in FIG. 5. With further reference to FIG. 7,product configuration element 312 c may be configured based on a secondproduct contextual attribute associated with a physically deliveredcustomized gift card. That is, Products E, G, and H may be associatedwith physically delivered customized card products. In this specificexample, the different product contexts may correspond with differentmechanisms for fulfillment (e.g., electronic delivery versus physicaldelivery). As may be appreciated, the product context of a productselected by a consumer user 130 may further dictate configurableelements in the consumer user interface. For instance, as shown in FIGS.9 and 10, the delivery and shipping element 322 a and 322 b requests aname and e-mail address of the recipient. In the case of a physicallydelivered card, the delivery and shipping element 322 a and 322 b mayrequest information related to a physical delivery address. Thus, thedelivery and shipping element 322 may be at least partially dependentupon the product context. As may be further appreciated, the deliveryand shipping element 322 may also be configured based on a customercontext (e.g., recognizing that different locations may have differentlyformatted postal codes or the like). In this regard, delivery andshipping element 322 may be dependent upon a product context as well asa customer context.

Also, it may be appreciated that Product E is shown in both interface300 a and 300 c. As such, Product E may be fulfilled by way of eitherelectronic delivery or physical delivery. It may be appreciated that atleast some customization inputs for Product E may be the same regardlessof the fulfillment mechanism chosen by the consumer user 130. Forinstance, regardless of whether fulfilled by electronic delivery orphysical delivery, the customization of the image (e.g., selection of abackground, selection of a logo, manipulation of a background or logo,color selections, or other customization parameters) may be identicalregardless of the fulfillment mechanism chosen.

It may also be appreciated that other variances in product contexts maybe provided including, for example, layout options, card backgroundimage library options, approval routing (e.g., by whom the custom carddesign must be approved), ordering options (e.g., including order formfields, minimum order values, maximum order values, minimum itemquantity, maximum item quantity, delivery date selection, etc.),shopping cart options, etc.

In turn, generation of new consumer user interfaces 118 may besimplified for administrative users 120 as the need to completelyreprogram or recode the consumer user interface 118 may be eliminated.Rather, the administrative user 120 may simply originate a new customeruser interface 118 based on the custom card design user interfacetemplate 300/350 and specify the particular contextual attributesassociated with the customer context(s) and/or product context(s) to beused for the specific page. Accordingly, for instance, theadministrative user 120 may efficiently generate new pages based ondesired changes, expansion into new foreign markets, or other instancesthat require new consumer user interfaces 118.

In this regard, it may be that hierarchical relationships betweendifferent levels of customer contexts and/or between different levels ofproduct contexts may be established. For instance, with additionalreference to FIG. 11, a hierarchical structure 400 is shown. In thisregard, a parent customer configuration 410 may be provided. A childcustomer configuration 420 may inherit one or more customer contextsfrom the parent customer configuration. Also, a product configuration430 is provided. An inherited (i.e., child) product configuration 440 isalso shown that may inherit one or more product contexts from theproduct configuration 430. As may be appreciated, the productconfiguration hierarchy of the parent product configuration 430 and theinherited product configuration 440 may be provided independently fromthe customer configuration hierarchy of the parent customerconfiguration 410 and the child customer configuration 420. That is,inheritance of customer contexts may not affect product contexts and/orinheritance of product contexts may not affect customer contexts.However, it may further be appreciated some elements may be affected bycustomer and/or product contexts.

Accordingly, when an administrative user 120 establishes a consumer userinterface 118, the administrative user 120 may select the consumer userinterface 118 to inherit customer configurations and/or productconfigurations. This may assist in development of consumer userinterfaces 118. For instance, an entity providing custom card designcapability in a number of countries may choose to expand the service toa new country of operation. That new country may have differing localspecific attributes (e.g., postal addresses, name conventions, etc.)speak a different language, have a different currency, and/or have otherdifferences that require changes to existing contexts of existingcustomer user interfaces 118. However, certain attributes 158 and/or 160of previously established consumer user interfaces 118 may be carriedover to the new consumer user interface 118. In this regard, a newconsumer user interface 118 may be created that inherits attributes fromanother consumer user interface 118 that is previously developed (i.e.,a parent configuration). The newly established consumer interface 118may be in turn changed only with respect to those attributes for whichthe administrative user 120 desires a change. For instance, a newlanguage and currency may be employed while other attributes (includingthe background image 302, branding element 304, etc.) for otherconfigurable elements remain unchanged. For instance, a productconfiguration from a parent configuration may be unchanged. Themodification of a parent customer or product configuration may result ina new child configuration.

With further reference to FIGS. 12-20, various screen shots of portionsan administrative user interface 116 are depicted that furtherillustrate the establishment of a consumer user interface 118. In FIG.12, a first screen 116 a of the administrative user interface 116 isshown. The first screen 116 a includes a hierarchical listing 510 ofcustomer contexts established for an embodiment of a system 100. As maybe appreciated, the hierarchical listing 510 may have a plurality oflevels of customer contexts 512-518. For instance, at a first level 512,there may be a “Myca System” level customer context. This may be theparent customer context for all customer contexts provided in thehierarchical listing 510. Thus, the contextual attributes associatedwith the “Myca System” context may be the default attributes for eachchild customer context provided in the hierarchical listing 510. In thisregard, second level customer contexts 514 (e.g., for “Credit UnionService Provider” and “First National Bank” in the embodiment depicted)may inherit at least some customer contextual attributes from the parentcontext 512 at the first level 512. Furthermore, each of the secondlevel contexts 514 may alter at least some contextual attributes. Assuch, the inheritance and/or modification of contextual attributes inthe hierarchical listing 510 may continue to a third level 516 and/orfourth level 518 as shown in FIG. 12. The first screen 116 a may alsoprovide a reference 520 used to identify the various particular customercontexts contained in the hierarchical listing 510. The first screen 530may also include a plurality of action buttons 530 that may be used toadd users, edit the context, and/or delete the context.

The administrative user interface 116 shown in FIGS. 12-20 may be usedto create and/or edit customer contexts for a consumer user interface116. It may be appreciated that for new customer contexts, each fielddiscussed may be blank and/or populated from a default parent value oncethe parent context for a new customer context is established.Furthermore, when editing the customer context, the previously savedvalues for each contextual attribute may be shown to allow anadministrative user 120 to edit the contextual attributes.

In any regard, the administrative user interface 116 may have anavigation bar 600. The navigation bar 600 may include tabs related tovarious aspects of the consumer user interface 118. For example, in FIG.13, the “Basic” tab 610 is selected. In the basic tab 610, basiccustomer information including a definition of the parent context 601may be provided. The parent context 601 may be established for thecustomer context based on any parent and/or grandparent in thehierarchical listing 510. That is, a customer context need not inheritcontextual attributes from a direct parent. The basic tab 610 may alsoinclude basic customer information fields 602 that may be defined by theadministrative user 120 that may include, for example, a customer name,a reference code, and a selection as to whether the customer context iscurrently active. The basic tab 610 may also include a customer contactreference 603 that may be defined by the administrative user 120. It maybe appreciated the customer contact reference may correspond to theadministrative user 120 and/or be someone different than theadministrative user 120 establishing the customer context. The basic tab610 may also include an email communications field 604 that allow thename and email address from communications originating from the system100 to be defined by the administrative user. The basic tab 610 may alsoinclude consumer pricing options 605 that may include a selection of acard price for a card designed by the consumer user 130. That is, theprice charged in addition to the value to be added to the card for theuse of the custom card design system may be established. The card priceselection may be definable by the administrative user 120 and/or may beinherited from the contextual attribute of card pricing from the parentcustomer context. The basic tab 610 may also include a customer billingfield 606 that dictates pricing conventions between a customer (e.g., aretailer, card issuer, or the like) and the custom card design system100. These values may include, for example, definitions of the price ofeach card, setup fees, recurring monthly/annual fees, and the desiredbilling currency to be used to bill the customer or use of the system.As such, it may be appreciated that these options may be defined by anadministrative user 120 associated with the custom card design system100 that may have different permissions than an administrative user 120of the customer.

FIG. 14 depicts another screen 116 c of the administrative userinterface 116 corresponding to a “Site Setup” tab 620. This tab mayinclude a contact information selection field 611 that allows thecontact information provided on the site to be defined. As may beappreciated as shown, the contact information selection field 611 mayallow for inheritance from the parent customer context as shown. Ifdifferent contact information for a child customer configuration isdesired, such fields may be presented upon deselection of the option touse the parent information in the field 611. The Site Setup tab 620 mayalso include the branding element selection field 612. For example, asshown above in relation to FIGS. 4-10, a branding element 304 may bedefinable for presentation on a consumer user interface 118. Thebranding element selection field 612 may allow a customer contextualattribute to be associated with the branding element 304. As may beappreciated, the parent attribute may be selected, or a differentattribute (e.g., logo image or the like) may be uploaded for use.

Furthermore, a theme selection field 613 may be presented. In thisregard, a parent theme may be selected and/or a theme ID may beprovided. The theme that is selected may include various differentcustomer contextual attributes that may include, for example, abackground element 302, a specific locale element, language element,and/or currency element selections as described above. In an embodiment,the theme uploaded by the administrative user 120 may be an hypertextmarkup language (HTML) style sheet that may define certain siteattributes such as colors, fonts, font sizes, frames, or otherattributes of the web page comprising the consumer user interface 118.In this regard, an HTML style sheet in accord with the web site of thecustomer from which a consumer user 130 is redirected may be used tomaintain a physically uniform appearance of the consumer user interface118. As such, the theme that is selected may be generated to include aparticular set of selected contextual attributes. The Site Setup tab 620may also include a redirect field 614. The redirect field 614 may allowan administrative user to define a location a customer is redirectedupon completion of the custom card design using the custom card designsystem 100. In this regard, the custom card design system 100 may beintegrated into a site of the administrative user 120 such that theredirection to the custom card design system 100 and redirection to thesite of choosing of the administrative user 120 is controlled to providea relatively seamless user experience.

With further reference to FIG. 15, another screen 116d is depicted shownan “Ordering” tab 630. The Ordering tab 630 may include a localeselection field 621. The locale selection field 621 may provide anoption to select a locale, language, and/or currency defined in a parentcustomer context and/or provide a unique selection of such values inattribute selection fields 622. With further reference to FIGS. 16A-17B,various additional administrative user interface screens are shown thatmay be used to manage and/or edit locale element attributes and/orcurrency element attributes. For instance, in FIG. 16A, a listing 700 ofselectable locales is shown. Accordingly, an administrative user 120 mayselect from the listing 700 when establishing a new or editing anexisting customer user interface 116. It may be appreciated thatdifferent administrative users 120 may have different permission levels.For instance, while a first administrative user 120 may have permissionto establish a customer user interface 116 by selecting a locale fromthe listing 700, other administrative users 120 may have permissions toestablish and/or edit the locales 700. In this regard, FIG. 16B depictsa screen 701 for editing a locale. For instance, the screen 701 mayinclude the ability to provide a locale name 702, a locale abbreviation704, a date/time format 708 for use with the locale, a country 710associated with the locale, a currency 712 associated with the locale,and a language associated with the locale 714. It may be appreciatedthat locales are not strictly tied to geographic regions. For instance,a first locale for Spanish speaking users in the United States may beestablished where the language associated with the locale 714 is Spanishand another locale for English speaking users in the United States maybe established with identical characteristics with the exception of thelanguage associated with the locale 714 being English. The context inwhich either locale is used may be dictated upon a contextual parameter(e.g., whether the user is directed from a retailers Spanish languagesite or English language site). Furthermore, some attributes may bedictated by the consumer user 130. For example, a language may beselected in a language selection element 308. However, the availablelanguages to be selectable in the language selection element 308 may bedetermined by an administrative user 120. The screen 701 may also allowfor a browser LCID to be defined. As such, at least a portion of theattributes for the locale may be dictated by the locale parametersassociated with the browser.

With further reference to FIGS. 17A and 17B, a listing of availablecurrencies 800 is shown in FIG. 17A. FIG. 17B shows a screen 801 forediting a currency. As may be appreciated, parameters associated withthe currency may include a name 802, an abbreviation 804, a symbol 806for use in representing the currency, and a conversion rate 808 relativeto US dollars. A user may be able to select the conversion rate 808 beautomatically updated (e.g., through an external call to an API or thelike).

Returning to FIG. 15, the Ordering tab 630 may also include a shoppingcart field 623 that may allow an administrative user 120 to specifycontextual attributes related to the provision and/or behavior of ashopping cart in the customer user interface 118. As may be appreciated,the shopping card field 623 may be populated based on a parent customercontext and/or may have specific shopping cart attributes defined infield 624. The Ordering tab 630 may also include an order options field625. The order options field 625 may be populated with parent contextualattributes and/or specific values for an attribute, as an example, useof an order form, selection of order fields, selection of orderingcharges, establishment of minimum and/or maximum order values, and/orrequirement for order approval may be selected.

With further reference to FIGS. 18 and 19, an additional screen 116e isshown with further options that may be present in the Ordering tab 630.The screen 116e may include product contextual attribute values forpresentation in a customer user interface 118. For instance, an orderline item options field 631 may be provided. The line item optionattributes 632 may be inherited from a parent customer context orproduct context or may be specifically defined in the line item optionsfield 631. Some line item option attributes 632 that may be selectableby the administrative user 120 may include, for example, a minimumand/or maximum item quantity values, valid quantity increments, minimumand/or maximum item values, delivery date requirements, and theavailability of a promotional code entry field.

The Ordering tab 630 may also allow an administrative user 120 to selectfulfillment options in the fulfillment options field 633. Thefulfillment attributes 634 may be defined based on a parent contextand/or specified uniquely by an administrative user. As shown in FIG.18, one fulfillment option in that may be selected in the fulfillmentattributes 634 is the media type associated with the fulfillmentmechanism for the card. For example, as shown in FIG. 18, thefulfillment mechanism selected is fulfillment by way of a physical card.As such, further options such as whether cards are to shipped in anactivated state, whether a ship-to address may be provided, and whethervarious shipping options are to be displayed may be selected.Furthermore, selections of a fulfillment method selection and/or whethera fulfillment data file may be uploaded are provided in the fulfillmentattributes 634. With further reference to FIG. 19, another fulfillmentmechanism selectable in the fulfillment attributes 634 is a media typeof email for a card fulfillment mechanism. In this regard, uponselection of email fulfillment as the fulfillment mechanism in thefulfillment attributes 634, an egift card where a representation of thecustomized card is provided to the recipient in an email. As may beappreciated, other options in the customer and/or product context may bethe same regardless of the fulfillment type. For instance, regardless ofwhether the fulfillment mechanism is by way of a physical card or anemail, the customization of the card may be the same. Accordingly, thecustomization of the card may be identical for either fulfillmentmechanism with only the mechanism used for delivery changing based onthe selection of the fulfillment mechanism in the fulfillmentattributes.

Furthermore, the Ordering tab 630 may include a packaging options field635. The packaging options field 635 may include packaging attributeselections 636. The packaging attribute selection may include enablingthe customer to select packaging to accompanying the fulfillment of thecard and/or enabling the customer to provide a delivery message. TheOrdering tab 630 may further include a denomination field 637 that mayallow selection of valid denominations in demonization attribute fields638. Again, the values for the denomination attribute fields 638 may beinherited from a parent context or specified uniquely for the customercontext being created and/or edited. The Options tab 630 may alsoinclude a proofing options field 639 with proofing attribute selections640. The proofing attribute selections 640 may include selections as towhether on screen review is provided, whether proof file downloading isenabled, and whether proof approval is required. The proofing attributeselections 640 may be based on a parent context or specifically definedfor the customer content being created and/or edited.

The Ordering tab 630 may also allow an administrative user 120 to selectcustomization options to be presented to a consumer user 130 for use incustomization of a card. For example, there may also be presented to anadministrative user 120 an option as to whether to enable modificationsto an attribute received from a consumer user 130. For example,transparency modification may be enabled that may convert whitebackground in an image to a transparent background for improvedrendering of the image on the customized card. Furthermore, colormatching where the color of text of the customized card may be matchedto a color in an uploaded image or the like. Alternatively, theadministrative user 120 may have the option of whether to present to theconsumer user 130 a color selection palate (e.g., a color wheel or thelike) to allow for color selection of various customizable parameters ofthe card design.

With additional reference to FIG. 20, a Products tab 650 is shown thatdisplays the product contexts that are associated with a particularcustomer and/or family member of the customer. The Products tab 650 mayinclude a listing of customer-level products 652 that displays theproduct contexts specific to the customer context being created and/oredited (e.g., product contexts that have been modified from parentcustomer contexts). The Products tab 650 also shows a listing ofparent-level products 654 that includes product contexts taken directlyfrom a parent customer context that have not been modified. The Productstab 650 also includes child-level product customizations 656 thatutilize the product contexts associated with the customer being createdand/or edited. In this regard, the child customers utilizing the productcontexts of the customer are shown that may be affected uponmodification of the product contexts associated with the customercontext being created and/or edited. That is, because the child customercontexts may inherit the product contexts of the customer context beingedited, upon modification of the product context, the child contexts maybe affected. Furthermore, the Products tab 650 may include a selectionto create new product context 658. As may be appreciated, the newproduct context may be created based on a preexisting product context, aproduct context modified for use with a parent customer context, or aproduct context developed for the customer context.

Accordingly, the administrative user interface 116 may be utilized toconfigure consumer user interfaces 118 by selection of desiredcontextual attributes by an administrative user 120. In an embodiment,the administrative user interface 116 may also include the ability of anadministrative user 120 to automatically generate a consumer userinterface 116. For example, an administrative user 120 may select theappropriate contexts for a consumer user interface 116 as describedabove. The user may then be provided an option to automatically generatea corresponding user interface 116 (e.g., without following a locator orbeing redirected to the custom card design server). This option may bean explicit privilege that may or may not be provided to alladministrative users 120. As such, an administrative user 120 mayutilize the automatic generation feature to quickly verify how aconsumer user interface 116 that the administrative user 120 createswill be generated for presentation to a consumer user 130. Accordingly,should the administrative user 120 wish to change the consumer userinterface 116, the administrative user 120 may do so and againautomatically generate the consumer user interface 116 directly from theadministrative user interface 118.

While the invention has been illustrated and described in detail in thedrawings and foregoing description, such illustration and description isto be considered as exemplary and not restrictive in character. Forexample, certain embodiments described hereinabove may be combinablewith other described embodiments and/or arranged in other ways (e.g.,process elements may be performed in other sequences). Accordingly, itshould be understood that only the preferred embodiment and variantsthereof have been shown and described and that all changes andmodifications that come within the spirit of the invention are desiredto be protected.

What is claimed is:
 1. A method for use of a custom card design system,comprising: providing an administrative interface of the custom carddesign system for receipt of at least one session configurationparameter from an administrative user of the custom card design systemrelated to a customer context and a product context of a custom carddesign user interface associated with the administrative user;initiating a custom card design session of the custom card design systemhaving the custom card design user interface that supports functionalityfor generating a custom card design by a user, wherein the custom carddesign user interface is at least partially based on the customercontext and the product context defined by the at least one sessionconfiguration parameter.
 2. The method according to claim 1, wherein theadministrative interface is operable to generate a locator for directingthe user to the custom card design system, wherein the locator comprisesa contextual parameter indicative of the customer context and theproduct context used to generate the custom card design session.
 3. Themethod according to claim 2, wherein the locator comprises a URLaddress.
 4. The method according to claim 3, wherein the URL address isencrypted.
 5. The method according to claim 2, wherein the initiatingoperation occurs in response to the user being redirected using thelocator.
 6. The method according to claim 1, wherein the product contextincludes a selection of at least one of a plurality of card fulfillmentmechanisms.
 7. The method according to claim 6, wherein the plurality ofcard fulfillment mechanisms at least includes physical delivery of aphysical card corresponding to the custom card design generated by theuser and electronic delivery of an electronic representationcorresponding to the custom card design generated by the user.
 8. Themethod according to claim 7, wherein the at least one sessionconfiguration parameter includes a selection of at least two of theplurality of card fulfillment mechanisms for inclusion in the customcard design user interface for selection by the user with respect to thecustom card design generated by the user.
 9. The method according toclaim 8, wherein at least a portion of the functionality for generatinga custom card design by a user is identical for any of the at least twoof the plurality of card fulfillment mechanism.
 10. The method accordingto claim 1, wherein the customer context includes a selection of atleast one configurable display element associated with an appearance ofthe custom card design session.
 11. The method according to claim 1,wherein for at least one of the customer context or the product context,the administrative interface comprises a hierarchical organization ofcontexts.
 12. The method according to claim 11, wherein the hierarchicalorganization of contexts is modifiable.
 13. The method according toclaim 11, wherein a default selection of the customer context and theproduct context is based at least in part on a parent configuration inthe hierarchical organization of contexts.
 14. A method forconfiguration of a custom card design session, comprising: maintaining acustom card design session interface template that is configurable atleast with respect to a customer context and a product context, whereinthe custom card design session interface template includes at least onecustomer context dependent configurable element that is independent ofat least one product context dependent configurable element; firststoring a plurality of customer contextual attributes for the at leastone customer context dependent configurable element of the custom carddesign session interface template, wherein each customer contextualattribute corresponds to a corresponding one of a plurality of customercontexts; second storing a plurality of product contextual attributesfor the at least one product context dependent configurable element ofthe custom card design session interface template, wherein each productcontextual attribute corresponds to a corresponding one of a pluralityof card fulfillment mechanisms; receiving a configuration parameter thatis indicative of a customer context and a product context; firstselecting a selected one of the plurality of customer contextualattributes at least partially based on the customer context; secondselecting at least one of the plurality of product contextual attributesat least partially based on the product context; and generating a customcard design session by configuring the custom card design sessioninterface template, wherein the at least one customer context dependentconfigurable element is configured at least partially based on theselected one of the plurality of customer contextual attributes and theat least one product context dependent configurable element isconfigured at least partially based on the selected at least one of theplurality of product contextual attributes.
 15. The method according toclaim 14, wherein at least one of the plurality of product contextualattributes includes a selection of at least one of a plurality of cardfulfillment mechanisms.
 16. The method according to claim 15, whereinthe plurality of card fulfillment mechanisms at least includes physicaldelivery of a physical card corresponding to the custom card designgenerated by the user and electronic delivery of an electronicrepresentation corresponding to the custom card design generated by theuser.
 17. The method according to claim 16, wherein the at least one ofthe plurality of product contextual attributes includes a selection ofat least two of the plurality of card fulfillment mechanism forinclusion in the custom card design user interface for selection by theuser with respect to the custom card design generated by the user.